Understanding Financial Clarity Through Practical Analysis
Most Australian businesses track revenue but miss the deeper story. We teach you to read between the numbers and spot patterns that actually matter for decision-making. Our September 2025 program focuses on real-world scenarios from retail to services.
Explore the Program
Beyond Basic Margins
Gross profit tells you one thing. Contribution margin tells you something different. We break down both and show you when each measurement helps with actual decisions. No jargon, just clear examples from Australian businesses.
Cost Behaviour Patterns
Fixed costs aren't always fixed. Variable costs sometimes surprise you. Learning to categorize expenses properly changes how you plan for growth or handle slower periods. We use case studies from cafes to consulting firms.
Scenario Planning Skills
What happens if your rent increases? What if you hire another person? Small changes ripple through your finances. We teach you to model different scenarios so you're prepared rather than reactive.
How Our Approach Works Differently
- You bring your own business numbers or work with provided examples that match your industry. No generic spreadsheets that feel disconnected from reality.
- We spend time on interpretation rather than just calculation. Anyone can run a formula, but understanding what it means for your next quarter takes practice.
- Group discussions let you see how others approach similar problems. Sometimes the best insight comes from another participant who's been there.
- Our facilitators have worked with businesses across NSW and Queensland. They've seen what works in different contexts and what common mistakes to avoid.
- The program runs over twelve weeks starting October 2025, with sessions scheduled for working professionals. Evening and weekend options available.
Real Questions From Past Participants
One cafe owner realized she was pricing menu items based on ingredient costs alone. After learning about overhead allocation, she adjusted prices by small amounts that added up to noticeable improvement over six months.
A consultant discovered his hourly rate looked fine until he factored in admin time and software costs. The analysis helped him restructure packages rather than just raising rates across the board.
Who Teaches This Content
Henrik Lindström
Lead Facilitator
I spent fifteen years helping small businesses sort through their numbers. Most didn't need complex systems—they needed clarity on what drives their specific margins and where they could adjust without disrupting operations.
Ailish Galvin
Program Coordinator
Before joining shalveriox, I managed operations for three different service businesses. The financial analysis skills I picked up along the way made more difference than any degree. That's what we're trying to pass on here.